Huma's decentralized lending platform breaks down the barriers of traditional finance through an innovative credit assessment model. It evaluates user credit based on verifiable future income streams and behavioral data, rather than relying on traditional asset collateral. This allows users without substantial assets to also enjoy decentralized financial services.
Huma provides a transparent risk control model and clear lending rules, ensuring the efficiency and safety of the lending process. Developers can customize lending products according to demand, while users can easily engage in decentralized lending on the platform.
Huma is promoting the inclusiveness of DeFi, enabling more ordinary users to participate in decentralized finance.