Traditional DeFi fixed income always leaves users 'on edge'—the assets deposited are afraid of RWA defaults or losing coins in cross-chain transactions, and the returns earned fear market crashes leading to retraction. When wanting to protect assets, either there are no compliant channels, or the premiums are higher than the returns. 'Wealth management feels like running naked, earning is not enough to cover losses' has become a mental burden. TreehouseFi breaks this anxiety by integrating protection services with the Asset Safety Protocol (ASP) and binding safety rights with Stable Asset Certificates (inTAssets), building a safe ecosystem of 'depositing assets to receive basic insurance, earning returns with added protection, and quick compensation in case of claims', allowing users' DeFi assets to have both returns and an 'insurance' safety net, completely saying goodbye to 'running naked in risk'.
One, Dressing Assets in 'Safety Clothing': The protection logic of ASP and inTAssets
The core of traditional DeFi's 'fear of risk' is the 'disconnection between safety and returns'. TreehouseFi achieves 'guaranteed profit with stable protection' through a dual-core design:
• Asset Safety Protocol (ASP): More than just earning interest, it is also an 'asset safety shield'. ASP automatically configures three layers of protection for inTAssets users: basic insurance (free, covering 'loss of assets, losses due to platform downtime', with a single payout limit of $5,000); yield insurance (redeemed with 0.1% of returns, compensating 80% of the return amount if a market crash leads to return reversal); special insurance (selected as needed, such as RWA default insurance, cross-chain failure insurance, with premiums charged at 0.2% of the protection amount per month). Data from March 2028 shows that the protection coverage rate for inTAssets users reached 96%, with 82% of users activating yield insurance, and users who made claims received compensation within an average of 48 hours, with a 100% payout rate. A user received $2,000 compensation through special insurance due to a short-term overdue RWA project, without losing any returns.
• Stable Asset Certificate (inTAssets): More than just a return carrier, it is also a protection entry point. inTAssets comes with a built-in 'protection panel' that displays in real-time 'current protection type (basic insurance + yield insurance), protection period (180 days left), remaining compensation limit ($4800)'; in the event of a claim, there is no need for manual reporting, the system automatically identifies risk events such as 'RWA default, cross-chain failure', and after triggering a payout, directly transfers the compensation to the inTAssets account; it also allows 'using returns to offset premiums', for example, if earning $100 a month, automatically deducting $0.1 to purchase yield insurance, no extra cash needed. Currently, 91% of inTAssets users have never manually operated any protection-related processes, and the convenience satisfaction rate of protection services reaches 98%.
Two, Lightweight Protection: Safety without 'costly expenses'
TreehouseFi uses a 'dual mechanism' to ensure protection is real and not a gimmick:
• Compliance of Protection Cooperation: All insurance services are provided by licensed crypto insurance institutions (such as Nexus Mutual, Bridge Mutual), with clear public disclosure of protection terms and compensation processes (such as 'basic insurance compensation does not cover losses caused by user operational errors'); users can view the qualification documents of insurance institutions to avoid 'rogue insurance';
• Cost Control: Basic insurance is completely free, not adding any burden to users; yield insurance and special insurance premiums are linked to returns (e.g., yield insurance premiums only account for 0.1% of returns), allowing users to flexibly switch based on returns—enabling special insurance during high returns and turning it off during low returns, avoiding 'premium inversion'. In February 2028, a user earned $80 monthly, only spending $0.08 on yield insurance, and received $640 in compensation the following month after a claim, with the premium cost far below the compensation amount.
Three, Aligning with Demand: Adapting to the 'safe wealth management' trend
Current users want 'returns that allow for a good night's sleep', and TreehouseFi matches this precisely:
• For conservative users, launching the 'Peace of Mind Stable Package': Automatically activating 'basic insurance + yield insurance' and additionally offering 'RWA default insurance', with an annualized return of 4.8% not being the highest, but the protection is comprehensive. A retired user stored $100,000 with this package, earning $2,400 in six months, and received $500 compensation during a cross-chain failure, completely eliminating safety concerns;
• For large users, launching 'custom protection plans': Based on asset scale (such as over $500,000), a 'full protection plan' is tailored, covering the entire process risk from 'asset storage to yield acquisition', with premiums charged at 0.15% per year of the asset scale. A corporate user used this plan to secure full protection on $5 million in assets, with an annual premium of only $7,500, far below traditional insurance costs.
TreehouseFi's innovation is transforming DeFi fixed income from 'risk-bearing' to 'safety net'. The $TREE token, as the core of safety rules, will continuously release the value of 'safety equals peace of mind, peace of mind equals long-term returns' with the improvement of the 'stable protection ecosystem'.@Treehouse Official