When the market discusses RWA, more attention is paid to real estate, bonds, and bulk assets. But for ordinary people, these assets are out of reach.
@Huma Finance 🟣 proposed the PayFi network, which brings cash flows like salaries, invoices, and remittances—closest to everyday life—on-chain, allowing them to become credit assets directly.
The next stage of RWA is not just 'large asset on-chain', but the financialization of income. This is the real application scenario that can reach billions of ordinary users worldwide.
