The Key to Breaking the Circle of Web3 Finance! Huma Finance, Bringing DeFi into the Lives of Ordinary People

For many years, DeFi has mostly remained in the crypto circle's 'self-cycle'—speculating on currencies, locking coins for loans, and ordinary people could mostly only watch. Now, Huma Finance's $HUMA

is using the PayFi model to push Web3 finance to 'break the circle', allowing DeFi to truly enter the daily lives of ordinary people. #HumaFinance

Huma's 'breaking the circle' logic is quite simple: instead of focusing on crypto assets, it focuses on 'future income' that everyone might have. Whether it's a salary for office workers, project payments for freelancers, or invoices pending for small businesses, all can be turned into 'borrowable assets' through Huma's PayFi network. The process is also simple enough: income stream verifies on-chain → TVM model calculates limits → smart contract disburses loans, with no need to find a bank or understand complex crypto operations; ordinary people can get started in just a few minutes.

The significance of this model lies in providing 'practical scenarios' for Web3 finance: it's not meant for speculation but to address real needs of 'urgent cash shortage' and 'operational difficulties'. For instance, freelancers can receive funds in advance based on invoices when project payments come in; cross-border families don't have to wait for remittances to arrive and can use money based on expected remittances. At the same time, $HUMA serves as the core of the ecosystem, supporting governance, incentives, and other key aspects, allowing the ecosystem to continue expanding. @Huma Finance 🟣 #HumaFinance When DeFi starts solving everyday problems for ordinary people, it truly achieves 'breaking the circle', and Huma Finance is the key force on this 'breaking the circle' path.