Borrowers & Investors Benefit Together! What Winning Opportunities Are Hidden in Huma Finance's PayFi?
In the Huma Finance PayFi ecosystem, borrowers and investors can achieve a "win-win"—this is not mere talk, but is supported by clear mechanisms and scenarios, making $HUMA a key link connecting both parties. #HumaFinance
For borrowers, the benefits are obvious: no need to lock up crypto assets, loans can be secured based on future income such as salary and invoices, solving the problem of "having cash flow but lacking cash"; the entire process is online, with no cumbersome paperwork or bank reviews, and funds can be received in real-time, with access to 70%-90% of future income, applicable for personal emergencies or business turnover. For example, cross-border workers can access funds in advance based on expected remittances, greatly enhancing financial flexibility.
For investors (liquidity providers), the opportunities are equally enticing: traditional DeFi lending yields depend on crypto market volatility, whereas Huma offers a new asset "based on real income streams," diversifying risk; smart contracts automatically manage repayments, eliminating the need for manual follow-ups, ensuring stable and transparent returns. Additionally, holders of $HUMA can participate in governance, vote to adjust loan parameters, and expand application scenarios, further safeguarding their rights.
This "borrowers gain convenience, investors reap rewards" win-win model keeps Huma's ecosystem continuously vibrant. @Huma Finance 🟣 #HumaFinance As the PayFi scenarios continue to expand, $HUMA
as the core of the ecosystem, its value will increase in line with the growth of the lending scale, providing long-term benefits to participants.