Traditional DeFi often requires collateral: first deposit cryptocurrency, then get a loan. ❌ Huma Finance changes the game with PayFi — a loan based on future cash flows.
💡 How it works:
Loans are issued based on salaries, invoices, and transfers.
Up to 70–90% liquidity immediately, without collateral.
Ideal for freelancers, temporary contract workers, and businesses with accounts receivable.
🤝 Inclusivity for all:
Individuals and companies gain access to loans that are typically unavailable in traditional finance.
Smart contracts ensure transparency and automation of all operations.
🏦 Two directions:
Huma 2.0 (retail) — loans and income from pools with HUMA tokens.
Huma Institutional — institutional tranches with KYC and structured lending.
🔥 HUMA Token:
Limited to 10 billion
Management, rewards, and deflation through buybacks and burning 50% of fees
🌍 Use cases:
Workers receive funds before payday
Businesses unlock working capital
Improving liquidity for remittance senders
Liquidity providers receive real income
🚀 Support from Solana, Circle, Galaxy Digital, and billions of processed stablecoins make Huma real DeFi infrastructure, not just an application.
🔗 Huma Finance — the future of lending in Web3
@Huma Finance 🟣 #HumaFinance $HUMA
