The project aims to reshape the way we handle cross-border payments and decentralized finance. It describes itself as a PayFi protocol, a term that refers to an innovative blend of payment solutions and decentralized financial infrastructure.

Specifically, Huma is designed to provide immediate access to liquidity through intelligent systems that allow for credit programming and financial settlements transparently and automatically, reducing reliance on traditional intermediaries and creating a qualitative shift in the world of digital payments.

What distinguishes this project is that it attempts to bridge the gap between traditional finance and Web3 by providing a financial architecture that can easily integrate with existing systems while maintaining the principles of decentralization and privacy. This type of project has gained significant attention in the digital market, especially as it addresses real issues such as delays in cross-border money transfers, high fees, and complexities of traditional credit.

The platform is known as a gateway to launch new cryptocurrency projects by distributing tokens for free to users who participate by staking their digital currencies. In other words, it is a model for engaging the community in the early stages of the project, rather than directly selling tokens as is done in traditional ICO offerings.