Solayer Series (Forty-Three): How sUSD Achieves Maximum Returns
sUSD is a yield-bearing stablecoin launched by Solayer. It is not only pegged to the US dollar but can also generate an annualized return of 4-5% through US Treasury bonds. This makes it stand out in the stablecoin market, allowing users to convert USDC into sUSD and then wait for their earnings to snowball. The key lies in its mechanism design: the treasury bond income is directly distributed to holders without intermediaries. The $LAYER token serves as the ecosystem fuel, allowing participation through staking or governance to further amplify the earning potential of sUSD.
To maximize returns, one must first understand the on-chain economic model of sUSD. It uses tokenized treasury bonds as a backing, ensuring stability while earnings accumulate in real-time. Users can put sUSD into DeFi pools, such as lending or providing liquidity, to earn in dual ways: one from treasury bond interest and the other from protocol fees. $LAYER token holders can also propose optimizations for these integrations, such as adjusting the earnings distribution ratio to allow sUSD users to get a bigger piece of the pie. This is not just passive holding but active optimization.
Another trick is to use it in conjunction with the Emerald Card. When users spend sUSD, they can earn points that can be exchanged for $LAYER tokens, creating an additional layer of income. Imagine using sUSD to buy coffee while indirectly receiving token rewards, pushing the maximization of returns into everyday life. Solayer's InfiniSVM ensures low-latency transactions, making these operations smooth and avoiding the lag issues of traditional stablecoins.
Of course, risk management is also crucial. The decentralized design of sUSD mitigates the impact of treasury bond volatility, and users can hedge by re-staking sSOL. In the future, as the circulation of $LAYER tokens increases, the earning model of sUSD will become smarter, such as by introducing AI to optimize distribution, ensuring that everyone can maximize their profits.
sUSD is not just a stablecoin; it is a profit machine. Combined with the governance of $LAYER, it enables users to shift from passive to active, truly achieving wealth growth.
