HUMA Series (Fifty-Five): A Fair Future for On-Chain Finance
Hi, friends. In this article, let's talk about the fair future of on-chain finance, which Huma Finance aims to promote. Traditional finance has too many injustices, banks charge high fees, and opportunities are available only to a few. On-chain finance uses blockchain to make everything transparent, with every transaction being traceable; Huma's PayFi network is a typical example, making payments and financing fair and accessible.
The core of Huma is unsecured lending, based on a cash flow model, where users borrow money using invoices or remittances, and smart contracts match funds in real time. This breaks down the barriers of collateral, allowing small and medium-sized enterprises and individuals to participate. Huma 2.0's permissionless access further amplifies fairness, enabling retail users to deposit into pools and share in the earnings and feather rewards. The classic model is stable, while the maximum model is aggressive, with lock-up and multiplier options, allowing everyone to choose according to their needs.
Partners like Galaxy Digital ensure professionalism, while Solana's high speed keeps costs low. The HUMA token is a symbol of fairness and serves as a governance tool, allowing holders to determine the direction of the ecosystem. The future of on-chain finance is decentralized, with money flowing without intermediaries, and profits going directly to users.
Just think, remittances are no longer expensive, supply chains are not bottlenecked, and the global economy is more inclusive. Huma's mission is to accelerate this fair process, making on-chain the mainstream. There are challenges, but the opportunities are even greater. Friends, keep an eye on Huma's developments; we can all ride this wave of fairness together.