In the jungle of DeFi, are you tired of the high-risk yield farming? Welcome to the world of Treehouse, where the TREE token stands tall like a giant tree, with its branches and leaves supporting the entire fixed income ecosystem. After the TGE event in July 2025, TREE quickly landed on platforms like Binance, with prices soaring by 2.28% and trading volume surpassing 42 million dollars. This is not just a numbers game, but a vivid proof of the Treehouse protocol reshaping on-chain finance through innovative tools.
TREE serves as a dual-purpose utility and governance token, and the ERC-20 standard ensures its efficient circulation on Ethereum. With a total supply of 100 million tokens, 2.04% of the ecological fund allocation has been unlocked to incentivize community participation. Professionally, TREE's core function is reflected in DOR (Decentralized Options for Rates): users pay TREE fees to generate fixed-rate contracts, securing borrowing yields and avoiding market fluctuations. For example, in a high-interest rate environment, borrowers use DOR to fix costs while lenders receive stable returns, unifying the fragmented on-chain interest rate landscape.
Creatively, Treehouse's tAssets are a highlight of the ecosystem. These assets transform traditional stablecoins like USDC into yield-enhancing tools, allowing TREE staking users to share in protocol fees. Imagine this: by staking 1000 TREE, not only do you gain governance voting rights, but you can also earn passive income with an APY of up to 10%. Ecological data shows that the protocol has attracted over 1 million users, with a TVL (Total Value Locked) of 30 million dollars, and the unlocking mechanism is ingeniously designed—linearly released over 48 months to prevent inflation and ensure long-term value.
Unlike traditional DeFi, Treehouse emphasizes professional risk management: the DOR incorporates built-in oracles that monitor interest rate data in real-time, reducing manipulation risks. From a novel perspective, TREE can be scaled into NFT interest rate certificates, allowing users to trade fixed income shares, similar to the digitization of the bond market. This opens doors for developers to build TREE-based DAO funds. Binance's HODLer Airdrop further amplifies influence by rewarding BNB holders with TREE, bridging CEX and DeFi.
The potential of TREE is limitless: with Layer 2 integration, it will lower barriers and attract both retail and institutional investors. Professional investors should pay attention to its governance proposals, such as expanding to the Solana chain. The Treehouse ecosystem is not a static treehouse, but a dynamic forest
