Treehouse: Establishing an 'Interest Rate Benchmark' for DeFi
In traditional finance, interest rates are the most important price anchor. But in DeFi, in the past, we only had floating yields and lacked a standardized interest rate benchmark. The Treehouse Protocol was created to address this pain point.
Its core idea is clear: to establish an on-chain interest rate market using tAssets and DOR. tAssets turn future yields into tradable certificates, while DOR serves as the on-chain 'discount rate,' which is key for market pricing and risk assessment. Through these two modules, Treehouse introduces a referenceable and hedgeable interest rate curve to DeFi.
For ordinary users, this means more robust financial tools; for DAOs and institutions, it signifies a truly usable financial benchmark. As more stablecoins and RWA projects enter the cryptocurrency market, Treehouse's role will become increasingly prominent. It may not create short-term high-yield topics, but it could become one of the core infrastructures for the long term.