In financial projects, the revenue model is a key factor in attracting users. Huma Finance's revenue model claims to have unique advantages, but can it really 'crush' its competitors?
Huma Finance's revenue is closely linked to real economic activities, with transaction fees sourced from daily settlements in the global payment network, achieving an average daily processing volume of $450 million and an annualized return of 20%, while also being decoupled from cryptocurrency market fluctuations. This provides a level of revenue stability that far exceeds many competitors.
In terms of fund allocation, it has established a dual-track revenue distribution system, where liquidity providers staking stablecoins can earn an annualized lending interest of 8% - 20%. Payment institutions can borrow stablecoins by collateralizing receivables, charging end users a low fee for payment processing, thus achieving a reasonable distribution of revenue that allows all participants in the ecosystem to benefit.
By closely integrating with the real economy and implementing a reasonable revenue distribution mechanism, Huma Finance demonstrates strong competitiveness in its revenue model, standing out among many peers and providing users with more reliable and generous returns.
