Most people don't realize how close we are. If the OCC (Office of the Comptroller of the Currency) approves Ripple's national banking license, XRP won't rise to $5 or $10. It will shoot straight to over $50.
Ripple is not just a fintech startup. It is applying for a full national trust bank license under the OCC.
It is the same license that JPMorgan, BNY Mellon, and Citi use to custody billions of dollars in assets.
Now imagine those same powers, but with XRP as the basis for settlement.
A Ripple Bank Charter means:
•Direct access to the Federal Reserve.
•Authority to custody cryptocurrencies and tokenized assets.
•Ability to issue stablecoins and settle securities.
This is not just another bank. It is the digital reserve bank hiding in plain sight.
Most cryptocurrencies are still thinking about memecoins and ETFs.
Meanwhile, Ripple is aligning with U.S. regulators to integrate XRP into the central banking system.
This is not a risky bet. It is a controlled launch.
The day the OCC approves Ripple's bank charter will be the day XRP ceases to be a cryptocurrency and integrates into U.S. finance.
And when that happens, $50 of XRP will seem cheap.
