Huma Finance Unlocking the Future of PayFi on Blockchain
humafinance is transforming on-chain finance with the world’s first PayFi network, merging payments and credit into one seamless ecosystem. Unlike traditional collateral-based lending, Huma enables users to borrow against future income streams—salaries, invoices, and remittances—powered by the Time-Value-of-Money (TVM) model.
Through advanced cash-flow analysis, smart contracts instantly unlock 70–90% of future revenue securely and transparently. This innovation delivers real-time, uncollateralized liquidity to businesses and individuals, making finance faster, smarter, and borderless.
With #HumaFinance your income works harder for you, bridging traditional finance and DeFi in ways never seen before.