Huma Finance (HUMA): Bringing Real World Finance to DeFi with NFT Potential
Huma Finance is a pioneering PayFi network that offers real-time settlements and loans on the blockchain using stablecoins. It connects traditional payment flows, corporate receivables, and trade financing to decentralized liquidity through its platform, supported by stablecoins like USDC and USDT.
Initially accessible only by institutions through licensed services (Huma Institutional), it has evolved into a permissionless model (Huma 2.0) on Solana in April 2025—enabling retail users to stake and earn returns through stable real-world financial activities.
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2. Token Economy & Mechanics
The native token, HUMA, serves as a governance and utility token within the ecosystem:
Token Launch & Distribution:
Launched via Binance Launchpool (May 23-25, 2025) with an allocation of 250M HUMA (2.5% of total supply).
Official registration starts on May 26, 2025, across various pairs including HUMA/USDT, BNB, FDUSD, TRY.
Tokenomics Details:
Total supply: 10B HUMA.
Circulating at launch: ~1.73B (~17.3%).
Allocation: LP & ecosystem (31%), investors (20.6%), team/advisors (19.3%), treasury (11.1%), marketing (7%), airdrop (5%), market makers (4%), pre-sale (2%), partner reserves (0.33%).
Deflationary mechanism: 50% of transaction fees are used to buy back and burn HUMA increasing scarcity.
Yield Mode Options:
Classic Mode: Balanced yield in USDC + "Huma Feathers" token rewards.
Maxi Mode: Focused on accumulating Huma Feathers with higher multipliers—up to 5× during the early period—but without stablecoin yields.
$PST (PayFi Strategy Token): An LP token that can be staked and generates yields allowing users to integrate Huma positions with DeFi components like Jupiter exchange, Kamino loans, and RateX rewards.
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#HumaFinance @Huma Finance 🟣 $HUMA
