🔴 P2P Scam in Pakistan
P2P trading in Pakistan is growing very fast. But along with this, scams are also on the rise. Every trader must understand these common scams and how to protect themselves from them.
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🔴 Common P2P Scam Methods
1. Fake Payment Screenshot Scam
The scammer sends a fake screenshot of EasyPaisa/JazzCash/Bank.
The seller thinks the money has arrived, but it hasn't actually been transferred.
2. Fraudulent Third-Party Payments
The scammer uses a hacked account or a stolen wallet instead of sending their own money.
Outcome: Your account is frozen when the real owner files a complaint.
3. Overpayment Scam
The scammer sends more money and asks you to return the extra.
Then, the payment is reversed and the seller loses.
4. Bank Account Freezing Scam
If you accepted a payment from the scammer, the FIA/Bank may freeze your account for an investigation.
5. Fake Buyer/Seller Accounts
An EasyPaisa/JazzCash account is created with a fake CNIC or stolen accounts for trading.
The real account holder files a complaint and the money is blocked.
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✅ Solutions / Methods to Protect Yourself
1. Always Use Exchange Escrow – Never make deals via WhatsApp/direct transfer.
2. Trade with Verified Traders – Prefer older accounts with a high completion rate.
3. Verify the Payment – Don't just rely on screenshots, check with your bank/EasyPaisa app.
4. Do Not Accept Third-Party Payments – Payment must always be made in the name of the same account holder.
5. Keep Evidence – Maintain screenshots and chat logs of every transaction.
6. Set a Trading Limit – Avoid making too many transactions/amounts in one day.
7. Use Secure Payment Methods – Prefer stable wallets and regulated banks.
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⚠️ Important Reminder:
If your EasyPaisa/JazzCash is blocked, immediately visit the help line + branch and provide proof from the sender.
To avoid problems with the FIA, always keep the CNIC, name, and payment screenshot of the sender.
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🔐 Safe Trading = Smart Trading
