Let's just say XRP decides to, all of a sudden, they replace SWIFT. Let's say that happens. If XRP replaces SWIFT and FedNow, you know what happens? Let me give you some numbers here.

XRP's ledger processes transactions in three to five seconds at nearly no cost, making it significantly faster and cheaper than SWIFT. So SWIFT processes $5 trillion daily, or $1.25 quadrillion annually. If you didn't know what that was, quadrillion annually, SWIFT.

If XRP captures five to 10% of volume, let's just say 10% of volume, $125 trillion annually, the