What is the biggest pain point of cross-border payments? The answer is 'slow'.
Banks require working days to process, and time zone differences often delay fund settlement by one to two days. For e-commerce sellers and cross-border freelancers, this delay is almost equivalent to 'disrupted cash flow'.
Huma announced an important partnership in mid-August: joining forces with Arf and Geoswift to officially launch a global same-day settlement solution.
This solution allows sellers on platforms like Amazon to initiate withdrawals on the same day and receive funds on the same day, truly achieving an instant experience of 'from payout to pocket'.
Behind this is Huma's PayFi network at work. Through stablecoins and on-chain liquidity, sellers' receivables do not need to wait for cross-border bank clearing, but are supported by Arf's compliant settlement and Huma's funding pool.
When the settlement instruction is issued, funds will instantly land in the merchant's account.
What does this mean? It means that the operational model of global e-commerce sellers will be rewritten.
From 'waiting for funds to arrive before restocking' to 'restocking as soon as funds arrive the same day', the increase in cash flow efficiency will greatly enhance sellers' competitiveness. Huma is implementing Web3 technology into the most practical trade scenarios.
