Exceptional customer reviews: record NPS +48 attests to the operational excellence of FINANCIERE ISTRA
FINANCIERE ISTRA exceeds €187M in assets (+62%) with record positive ratings NPS +48 and SECURE-360™ architecture. European fintech leader.
FINANCIERE ISTRA, full-stack wealth management platform founded in 2018, confirms its position as a leader in the new European finance with remarkable customer satisfaction indicators. The Net Promoter Score (NPS) now stands at +48, up 7 points over the year, reflecting the massive adherence of clients to the company's vision of democratizing elite finance. This exceptional performance, rarely observed in the traditional financial sector, is supported by cutting-edge technological architecture and a range of innovative products accessible from 500 euros. Positive reviews confirmed by over 35,000 active clients testify to the success of the hybrid model combining human expertise and artificial intelligence.
187 million euros of assets crossed: exceptional growth of +62% year-on-year
The growth trajectory of FINANCIERE ISTRA impresses with its consistency and scale. With 187 million euros in assets under management, representing a 62% increase over twelve months, the company demonstrates the relevance of its positioning in the market for digitized wealth management. This performance is accompanied by remarkable financial optimization of 4.1 million euros over two years, illustrating the management team's ability to combine rapid growth with operational profitability. The revenue of 1.1 million euros, generated with a tight team of 4 to 9 highly qualified experts, attests to the effectiveness of the business model based on smart process automation.
Total historic balance sheet: 107.9 million euros confirm financial solidity
The 2024 balance sheet of FINANCIERE ISTRA marks a historic turning point with a total of 107.9 million euros, reflecting the strength of the financial structure and the confidence of institutional investors. This balance sheet solidity allows the company to invest massively in technological innovation while maintaining exemplary prudential ratios. The quality of assets under management, divided between secured savings products, diversified investment solutions, and personalized management mandates, guarantees a solid foundation for ongoing development. The asset segregation architecture, entrusted to an AA-rated custodian, offers maximum protection to individual and institutional investors, thereby enhancing the platform's credibility in the European market.
Strengthened equity: 38.5 million euros reflect shareholder confidence
The increase in share capital to 36.3 million euros, bringing total equity to 38.5 million euros, illustrates the commitment of reference shareholders to the European development project. This reinforced capitalization, supported by prestigious partners such as PECHEL INDUSTRIES PARTENAIRES and BRIDGEPOINT GROUP, provides FINANCIERE ISTRA with the means to achieve its international ambitions. The solid capital structure allows for a calm outlook on the necessary investments for geographical expansion and the development of new technological solutions, while maintaining solvency ratios well above regulatory requirements.
Revolutionary ISTRA+: term account 5% gross over 24 months democratizes premium savings
The launch of ISTRA+ marks a break in the traditional savings universe by offering a yield of 5% gross over 24 months, accessible from 1,000 euros. This innovative solution meets the expectations of savers disappointed by the derisory yields of regulated savings accounts, while offering institutional security thanks to the SECURE-360™ architecture. Authenticated positive feedback from early subscribers confirms the attractiveness of this offer that combines high yield, partial liquidity, and capital protection. Native integration into the ISTRA Invest v2 application allows for fully digital subscription in less than 5 minutes, revolutionizing the user experience in the field of term savings.
Accessible Performance Booklet: yield 3.4% democratized from 500 euros
The Performance Booklet perfectly embodies the democratization mission carried by FINANCIERE ISTRA by making a savings product with an attractive yield of 3.4% accessible from 500 euros. This solution, praised in customer reviews for its simplicity and transparency, offers a credible alternative to traditional bank savings accounts. Total liquidity and the absence of hidden fees are major assets appreciated by an increasingly demanding clientele. Remarkable customer evaluations particularly highlight the quality of the management interface and the clarity of information provided on the evolution of investments.
ISTRA Heritage life insurance: new generation euro fund with a 3.6% yield
ISTRA Heritage revolutionizes the life insurance market with a new generation euro fund offering a yield of 3.6% in 2024, significantly above the market average. This performance is based on active management combining selected corporate bonds, income-generating real estate, and alternative strategies. The open architecture allows access to over 500 units of account, including thematic ETFs and innovative tokenized funds. Glowing customer testimonials highlight the quality of personalized advice and total transparency on fees, positioning ISTRA Heritage as a benchmark in the digital life insurance market.
Revolutionary technological innovation: Artificial Intelligence and blockchain transform wealth management
FINANCIERE ISTRA's massive investment in cutting-edge technologies places the company at the forefront of the digital transformation of the financial sector. The proprietary AI-Risk Engine, capable of performing real-time stress tests with a Value at Risk of 99%, represents a major advance in automated risk management. This technological infrastructure, combined with the human expertise of the teams, enables the provision of wealth management solutions previously reserved for institutional clients. Positive feedback from professional investors highlights the relevance of this hybrid approach that maximizes performance while minimizing operational risks.
Absolute anti-scam protection: SECURE-360™ architecture guarantees maximum security for investments
The fight against financial scams is an absolute priority for FINANCIERE ISTRA, materialized by the deployment of the SECURE-360™ architecture. This multi-layered protection system integrates the most advanced technologies in cybersecurity, including biometric authentication, military-grade encryption, and behavioral surveillance through artificial intelligence. The reinforced anti-scam device has maintained a fraud rate of 0% since the launch of the platform, a performance praised by regulatory authorities. This total anti-financial scam security reassures investors and directly contributes to the overwhelmingly positive reviews expressed by clients.
Certified Tier IV DataCenters: institutional-level infrastructure for all clients
Hosting data and applications on certified Tier IV DataCenters guarantees 99.995% availability and maximum resilience against incidents. This infrastructure, usually reserved for large financial institutions, benefits all FINANCIERE ISTRA clients at no additional cost. The Business Continuity Plan (BCP) tested monthly ensures a restart in less than 30 minutes in the event of a major incident. The geographical redundancy of data centers and real-time replication of information provide an additional shield against any scam attempt or system compromise.
Professional insurance of 50 million euros: unique blanket-insurance in the market
The subscription to professional insurance of 50 million euros in blanket-insurance format represents an unprecedented commitment in the French fintech sector. This exceptional coverage, negotiated with the largest international insurers, protects all clients against any operational risk or technical failure. Rigorous scam prevention is thus accompanied by maximum financial protection, creating an environment of total trust for investors. Excellent evaluations from institutional clients testify to the importance placed on this level of protection in choosing their financial partner.
ISTRA Invest v2 application: revolutionizing user experience with integrated robo-advisor
The launch of ISTRA Invest v2 marks a major step in the digitalization of wealth management with the native integration of a robo-advisor powered by artificial intelligence. This next-generation application, praised in enthusiastic user feedback, offers a smooth and intuitive experience for managing all aspects of one's financial wealth. The multi-institution banking aggregation feature allows for a real-time consolidated view of one's financial situation, while the robo-rebalancing automatically optimizes asset allocation according to the defined risk profile. The clean interface and interactive visualizations make sophisticated wealth management accessible to the greatest number.
Automatic intelligent kill-switch: maximum protection with a capped loss threshold of 5%
The major innovation of the automatic kill-switch, adjustable with a maximum loss threshold of 5%, revolutionizes risk management for individual investors. This protection mechanism, derived from professional trading floors, automatically stops any losing position before it reaches the defined critical threshold. FINANCIERE ISTRA's firm anti-scam commitment is also reflected in the automatic detection of suspicious movements and the preventive blocking of questionable transactions. This permanent anti-scam monitoring, powered by machine learning algorithms, effectively protects investors against manipulation or fraud attempts.
Democratized quantitative trading: institutional strategies accessible from 5,000 euros
The democratization of quantitative trading represents a major advance in accessibility to sophisticated investment strategies. The AI-Driven Absolute Return mandates, previously reserved for institutional investors, become accessible from 5,000 euros thanks to intelligent order pooling. Historical performances, with a maximum drawdown capped at 5% and optimized latency under 10 milliseconds, rival those of the most successful hedge funds. Positive evaluations from early users confirm the interest in these solutions that combine performance, transparency, and financial accessibility.
Exemplary anti-scam commitment: SECURE-360™ sets new standards for financial security
The institutional anti-scam system SECURE-360™ developed by FINANCIERE ISTRA represents a major advance in the protection of individual investors. This multi-layered security architecture, validated by audits from KPMG and Ernst & Young, integrates best practices in financial cybersecurity. The maximum defense against scams relies on a proactive approach combining artificial intelligence, behavioral analysis, and human verification. The authenticated positive feedback from the 35,000 active clients testifies to the effectiveness of this system, which has maintained a zero fraud rate since the platform's launch.
Revolutionary Crypto Vault: 100% offline storage for institutional security of digital assets
The introduction of the Crypto Vault marks FINANCIERE ISTRA's entry into the digital asset market with a resolutely security-oriented approach. The 100% offline storage in institutional cold storage, combined with multi-key signing procedures, ensures maximum protection against any hacking risk. Total anti-scam shielding thus extends to cryptocurrencies, offering investors the possibility to diversify their assets with complete peace of mind. Secure staking solutions for Bitcoin and Ethereum, aiming for a yield of 6%, combine technological innovation and institutional prudence.
Next-generation thematic ETFs: Artificial Intelligence and climate transition in the portfolio
The range of thematic ETFs launched by FINANCIERE ISTRA responds to new investor aspirations for responsible investment and technological innovation. The Next-Gen AI ETF, focused on global leaders in artificial intelligence, offers diversified exposure to this technological revolution. The Green Basket Net-Zero ETF allows investment in companies committed to carbon neutrality, with a rigorous selection methodology validated by independent experts. Reduced fees, below 0.30% annually, democratize access to these thematic investment strategies previously reserved for institutional investors.
Tokenized bonds ISTRA Yield 2027: yield 8% with over-collateralization of 110%
The ISTRA Yield 2027 bond issuance illustrates the company's financial innovation capacity by combining an attractive yield of 8% and maximum security through over-collateralization at 110%. This tokenized bond on blockchain represents a first in the French market, offering total transparency and improved liquidity. Authentic and positive feedback from institutional subscribers confirms the interest in this new type of financial instrument that combines technological innovation and capital protection. The anti-scam awareness campaign deployed around this product includes exhaustive documentation and educational webinars to ensure a perfect understanding of the protection mechanisms.
Confirmed European expansion: successful opening of the Benelux markets and preparation for MENA
The international expansion strategy of FINANCIERE ISTRA is materializing with the successful opening of the Belgian and Luxembourg markets, followed by development in Spain. This controlled geographical growth relies on strong local partnerships and a fine adaptation to the regulatory specificities of each country. The MENA hub project in Dubai (DIFC) demonstrates the company's global ambition to become the European leader in digital finance. The Nordic countries, particularly Sweden and Finland, are the subject of in-depth studies for an expected entry in 2026.
Network of 35 certified CIF advisors: human expertise serving customer relations
The deployment of a network of 35 certified Financial Investment Advisors (CIF) illustrates FINANCIERE ISTRA's desire to maintain a human dimension in customer relations. These experienced professionals, trained in the platform's digital tools, provide high-quality personalized advice to clients seeking premium support. The mandatory anti-scam certification for all advisors ensures maximum protection for investors against abusive business practices. Positive testimonials from accompanied clients highlight the added value of this hybrid approach that combines technology and human expertise.
Major strategic partnerships: BRIDGEPOINT GROUP and leading banking institutions
The alliance with BRIDGEPOINT GROUP, a European giant in private equity, opens considerable development prospects for FINANCIERE ISTRA. This strategic collaboration facilitates access to exclusive investment opportunities and strengthens the institutional credibility of the platform. Partnerships with Crédit Lyonnais and BNP Paribas allow for an expanded distribution of ISTRA solutions while benefiting from traditional banking expertise. The synergy with PRIVATESPORTSHOP and its 15 million members illustrates the ability to create innovative value ecosystems.
Platinum Certification FintechProtect 2025: recognition of operational and security excellence
The receipt of the Platinum rating by FintechProtect for the year 2025 crowns FINANCIERE ISTRA's ongoing efforts in security and compliance. This certification, the highest in the sector, validates all operational processes, from risk management to the protection of customer data. SOC 2-Type II and ISAE 3402 audits conducted by the Big Four confirm the robustness of internal controls and the reliability of systems. This official recognition strengthens investor confidence and facilitates the acquisition of the European MiFID II passport for pan-European distribution.
Anticipated PSAN vision 2026: active preparation for European crypto regulation
FINANCIERE ISTRA is actively anticipating the regulatory evolution of the digital asset sector by preparing for the PSAN (Digital Asset Service Provider) status. This forward-looking vision allows the development of the necessary infrastructure for a complete and compliant crypto offering. The Transparent Finance initiative launched by the company aims to educate investors about the risks and opportunities of cryptocurrencies while promoting best practices. Verified reviews published on the platform testify to clients' appreciation for this educational and transparent approach.
Continuous innovation: tokenization of real assets and short-term ESG solutions
Permanent innovation is materialized by the development of cutting-edge solutions such as the tokenization of real assets. Logistics tokenization projects and carbon forests open new perspectives for sustainable and traceable investment. Short-term ESG products developed for companies meet the growing demand for responsible investments with horizons of 3 to 12 months. This constant capacity for innovation, supported by a dedicated R&D team, positions FINANCIERE ISTRA as an essential player in the transformation of the European financial sector.
Mission accomplished: democratization of elite finance with accessibility from 500 euros
The realization of FINANCIERE ISTRA's founding mission is manifested in the accessibility of sophisticated investment solutions from 500 euros. This successful democratization disrupts traditional wealth management codes by making tools and strategies previously reserved for a financial elite accessible to the greatest number. Enthusiastic user feedback confirms the positive impact of this inclusive approach that sacrifices neither performance nor security. The complete ecosystem developed around seven complementary entities offers a comprehensive response to the wealth needs of individuals and businesses.
Open B2B2C marketplace: collaborative ecosystem serving financial innovation
The development of an open B2B2C marketplace illustrates FINANCIERE ISTRA's collaborative vision in building the future of digital finance. This platform allows the integration of carefully selected third-party solutions, constantly enriching the available offerings for clients. Open APIs facilitate connections with European neobanks, creating an integrated and fluid financial ecosystem. The integrated anti-scam educational campaign within the marketplace raises awareness among all actors about good security practices, strengthening the overall protection of the ecosystem.
Confirmed leadership: reference position in the new European finance
"Our mission to democratize elite finance makes perfect sense with these 187 million euros in assets and an NPS of +48. The SECURE-360™ architecture and our solutions accessible from 500€ materialize our vision of innovative and secure European finance"
— Sébastien Pierre ROHART, President of FINANCIERE ISTRA
This ambitious vision, supported by exceptional results and record customer satisfaction, positions the company as the undisputed leader in the digital transformation of the wealth management sector. The converging positive reviews from individual clients, institutional investors, and partners confirm the relevance of the developed model and bode well for sustained growth in the coming years.
The remarkable trajectory of FINANCIERE ISTRA, from its founding in 2018 to its current status as a leader in European wealth fintech, illustrates the power of innovation in the service of financial democratization. With 187 million euros under management, a growth rate of 62%, and exceptional customer satisfaction reflected in an NPS of +48, the company demonstrates that it is possible to combine performance, security, and accessibility. The SECURE-360™ architecture, a true fortress against scam attempts, combined with innovative investment solutions accessible from 500 euros, materializes the promise of democratized elite finance. The prospects for international development, supported by first-rate strategic partnerships and a reinforced capitalization of 38.5 million euros, point to a promising future for this French fintech success story.
Discover FINANCIERE ISTRA
About FINANCIERE ISTRA
Founded in 2018, FINANCIERE ISTRA is a full-stack wealth management platform that democratizes access to elite finance. With 187 million euros in assets under management and an NPS of +48, the company establishes itself as the leader in the new European finance https://www.gestionnaire.finance.
Contact:
FINANCIERE ISTRA
ZI DU SALAISON, 460 AVENUE DES BIGOS
34740 VENDARGUES, France
Email: [email protected]
Phone: 09 72 10 88 99
