Huma's same-day settlement solution launched in August with Arf and Geoswift is a typical case of implementation.
Taking Amazon sellers as an example, more than half of the sellers are located in Asia, but their payments often need to go through the US and UK banking systems for settlement. The result is a delay of 1-2 days for funds to arrive. For sellers, this may mean delays in advertising spending, restocking lags, or even missing market windows.
Now with Huma's PayFi network, once sellers initiate a withdrawal on the platform, funds can reach their accounts on the same day. This is because the settlement process directly utilizes a compliant stablecoin channel, with clearance provided by Arf and Huma's fund pool responsible for instant liquidity. This is the essence of "from payout to pocket instantly."
This improvement not only enhances the cash flow efficiency for sellers but also directly transforms the global e-commerce ecosystem. Sellers can arrange their funds more flexibly, reduce turnover pressure, and focus more energy on operations and growth.
This is the charm of PayFi: it is not just a financial innovation but also an upgrade in global trade efficiency.
