8/26 Huma Finance Special: Huma's Push into Japan is Not 'Riding the Wave'! It's a 'Key Step' for PayFi's Global Implementation 🇯🇵
Huma is collaborating with local financial institutions in Tokyo and Osaka from August 22-27. Many people think it's 'a publicity stunt,' but in fact, choosing Japan is a well-considered 'strategic layout' by Huma, backed by three key logics.
First, Japan has a large number of 'cash-strapped small and micro enterprises.' Small and medium-sized enterprises (SMEs) account for over 99% of all businesses in Japan, and many small shops and factories face a pain point: goods are sold, invoices are issued, but customers take 30-60 days to pay. During this period, rent, wages, and procurement costs have to be covered upfront, and seeking bank loans is often rejected due to lack of collateral. Huma's 'invoice pledge lending' perfectly addresses this issue; businesses can upload their outstanding invoices, and after evaluation by smart contracts, they receive funds immediately without waiting for customer payments, allowing their business to operate smoothly. This is not 'pushing a product hard,' but rather a genuine market demand.
Second, Japan has strict financial regulation, and the ability to collaborate indicates that the model is 'compliant and reliable.' Japan's regulation of cryptocurrency finance is among the strictest in the world. Huma's ability to connect with major local financial institutions and even co-host events indicates that its 'future income stream lending' model has passed traditional financial compliance checks, rather than being a project that 'operates in gray areas.' This is crucial for Huma's future expansion into other countries; having a compliance case in Japan significantly strengthens its persuasive power when discussing collaborations in Southeast Asia and Europe.
Third, Japan is a 'crypto-friendly market.' The Japanese public has a high acceptance of cryptocurrencies, and there is also a push for 'financial digitization' locally. By bringing PayFi to Japan, Huma can serve the real economy while also introducing a new model of 'borrowing money using one's own income' to more ordinary people, achieving two goals at once.
So don’t think Huma’s move to Japan is 'riding the wave'; this is a key step in transforming PayFi from a 'crypto tool' into a 'financial service usable by the global real economy.' Being able to establish a presence in a market that is stringent in regulation and strong in demand truly demonstrates strength. #HumaFinance🥰🥰 @Huma Finance 🟣 $huma