8/26 Huma Finance Special: Stop Following the Trend in Cryptocurrency Trading! Huma's PayFi is the 'Real Bridge' Connecting Crypto to Reality 🚪
In the current crypto space, many projects are still playing the game of 'left hand to right hand': either relying on airdrops to attract new users or on token staking to depict high returns, with no real connection to the real world. But Huma is different; its PayFi (Payment Finance) directly brings 'real income' onto the chain, filling the huge gap between 'on-chain credit' and 'ordinary people making money'.
The core of traditional crypto lending is 'crypto collateral', where you must have BTC or ETH to borrow money, which essentially is still a 'rich person's game'. However, Huma's core is 'real income flow collateral'; it recognizes your salary for next month, unpaid invoices from customers, or even living expenses your overseas relatives are sending. This model expands the audience of crypto finance from 'speculators' to 'everyone who earns a living through labor'.
Moreover, it isn't just talk; the data speaks for itself: after launching on Solana, Huma's total active liquidity reached $136 million, and last month PayFi assets increased by 50%. This means more and more LPs are willing to leave their money here long-term, and more ordinary people are coming to borrow.
What's even more critical is that Huma recently partnered with local financial institutions in Japan. You should know how strict Japan is with financial regulation; being recognized by traditional finance indicates that its 'income flow lending' model can indeed be implemented, not just a hype concept. Right now, the crypto space is searching for projects that can 'solve real problems', and Huma has already taken the lead with this move!