8/26 Huma Finance Special: Workers No Longer Have to Wait for Payday! Huma Has Found a New Way to Play with 'Future Wages' 💸
Who hasn't experienced the embarrassment of 'an empty wallet before payday'? Want to borrow some money for turnover? Traditional lending either requires collateral like property or vehicles, or takes half a day to check your credit. Crypto lending is even more outrageous; you need a pile of cryptocurrencies as collateral first, which ordinary people without crypto can't even touch!
But Huma is determined to break this rule of 'only the wealthy are eligible to borrow money'! Its PayFi network directly treats 'future income streams' as 'invisible collateral': whether you are a salaried employee with a fixed monthly salary, a small business owner holding a pile of unpaid invoices, or a family living off cross-border remittances, as long as you can prove that you have future income coming in, the smart contract will first analyze your cash flow stability.
For example, if your salary arrives consistently on the 5th of every month and the amount is stable, you can immediately get 70%-90% of your future salary, with fees lower than half of credit card installment payments!
According to recent data, after Huma 2.0 launched on Solana, the total transaction volume surged to $5.7 billion, with an annual income of $17 million. This is not a fictitious number obtained by speculative trading; it has genuinely helped countless people solve the pressing need for 'cash flow gaps'. Now, when workers urgently need money, they no longer have to borrow from friends or turn to high-interest online loans; just open Huma and you can advance your own money. This is the 'down-to-earth' aspect that crypto finance should have!
