Huma's Deep Integration with Real Finance
Unlike many DeFi projects that only stay on-chain, the goal of @Huma Finance 🟣 is to truly integrate decentralized credit into real finance. By collaborating with liquidity providers like Arf, Huma has already implemented solutions in scenarios such as cross-border trade financing and payroll advances.
For example, a foreign trade enterprise can use the Huma protocol to not only obtain income-based credit limits instantly, but also complete cross-border payments directly with stablecoins, significantly shortening the capital turnover cycle. This efficiency improvement is particularly critical for small and medium-sized enterprises that rely on cash flow.
On the personal consumption side, PayFi's installment payment feature is gradually replacing credit cards, offering faster approvals and lower costs, allowing more consumers to enjoy a flexible consumption experience.
By bringing the concept of 'income as an asset' into the real world, Huma not only expands the boundaries of DeFi but is also injecting new possibilities into traditional finance.
