Huma 2.0: Decentralized Finance Driven by Real Payment Flows
In April 2025, @Huma Finance 🟣 released the milestone Huma 2.0 upgrade, bringing "permissionless yield driven by real payment flows." Unlike the purely capital pool model of traditional DeFi, Huma uses actual transaction payments as a source of yield, resulting in healthier and more sustainable liquidity.
Highlights of the Huma 2.0 upgrade include:
Instant Redemption: Users can schedule funds more flexibly;
Optimized Strategies: More efficient sources of yield with lower risk;
Expanded User Base: Covering scenarios such as cross-border payments, salary advances, trade financing, etc.
According to a research report by Hashkey Capital, Huma's current annualized protocol revenue exceeds $8.5 million, and 50% of transaction fees will be used for the buyback and burn of $HUMA, providing long-term support for token value. If Huma 2.0's TVL breaks $300 million in Q3, its valuation range is expected to reach $300 to $500 million.
Huma 2.0 is taking DeFi to new heights with real-world payment flows.
