$HUMA Promoting Financial Equality: Enabling Workers to Immediately Control Labor Value
In the traditional financial system, over 2 billion informal economy workers are excluded from the credit system due to a lack of 'credit scoring' and 'physical collateral', while also facing the challenge of 'delayed payments', making it difficult to immediately control labor value and ensuring financial rights.
The globally first PayFi network created by @Huma Finance 🟣 is promoting financial equality and changing this situation. It integrates payment and financing, turning future income streams into immediately realizable digital assets. Its 'income as collateral' model is based on the time value of funds, analyzing user cash flow through smart contracts, providing liquidity of 70%-90% of future income in stablecoins in a short period without the need for excessive collateralization of crypto assets.
Designers can access funds immediately after project completion, and cross-border freight drivers can withdraw their rewards immediately after delivery. Huma uses 'income proof' as a credit basis, allowing more workers to access financial services. $HUMA drives ecological governance and security, ensuring the system serves users. #HumaFinance is building a fair financial environment, enabling #HumaFinance for workers to immediately control labor value.