🚨 Ripple’s Alleged Blueprint: Beyond Payments into Digital Identity? 🚨
A supposed leak from a former Swiss banker has stirred up the crypto space—suggesting Ripple (XRP) might be setting its sights well beyond just cross-border payments.
🔑 Key takeaways from the reported NDA:
🔹 Biometric identity mapping → tying financial transactions to digital IDs
🔹 Tokenised financial instruments → connecting securities, CBDCs, and fiat systems
🔹 Protocol-agnostic settlement → creating neutral payment corridors powered by assets like XRP
This mix of finance, digital identity, and even healthcare could push XRPL into becoming a backbone for global settlements.
But here’s the twist—on-chain fundamentals don’t look as strong. Transactions are down 38%, and TVL sits at only $90M while the valuation hovers near $190B.
⚖️ The big question:
Is Ripple quietly building the core of Web3 finance—or is XRP just running on hype with shaky numbers?
DYOR ✨ Not financial advice!
