Huma Finance makes payments and financing simpler
Huma Finance is a PayFi network that combines payment and financing functions, designed for on-chain credit backed by real-world income and receivables. It allows users to complete payments and loans directly on the blockchain, with high efficiency, while avoiding the complexities of traditional banking processes. The platform supports chains like Ethereum and Solana, making it highly adaptable. The core of the platform is automation and trust. Smart contracts can quickly verify income and receivables data, generating transparent credit records.
By 2025, Huma's credit volume is expected to reach $300 million, serving various global industries, proving its practicality. The HUMA token is key to the platform. Users can use it to pay fees, participate in decision-making, or stake it to optimize loan conditions. This model enhances community engagement and transparency. In the future, Huma aims to cover more blockchains and incorporate AI-driven credit analysis. Its goal is to make PayFi a standard component of everyday finance.
