#Huma Finance: Income-based Web3 Credit
Creating a new category of decentralized finance through its PayFi network. Huma allows individuals and businesses to access credit based on verified future income (such as salaries, invoices, or remittances) without relying on locked collateral. Through its innovative Time Value of Money (TVM) framework, the protocol provides liquidity equivalent to 70-90% of expected earnings, delivered instantly and securely via smart contracts.
From cross-border settlement to global PayFi network
Huma's idea is to use stablecoins + on-chain settlement to shorten this process to minutes or even seconds. For cross-border traders and freelancers, this is an absolute necessity.
From cross-border settlement to global PayFi network
Huma's idea is to use stablecoins + on-chain settlement to shorten this process to minutes or even seconds. For cross-border traders and freelancers, this is an absolute necessity.
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HUMA
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