🌍 SWIFT, Blockchain and the Future of Payments – an Opportunity for $XRP and $HBAR
SWIFT, the global network connecting over 11,500 financial institutions, is entering a new era. After years of testing integration with blockchain assets (stablecoins, CBDC, tokenized currencies), the project is moving into the phase of real implementations with banks in North America, Europe, and Asia.
🔑 What does this mean?
✅ Banks will gain access to digital wallets for settlements, enabling the transfer of tokenized cash and the execution of payments in blockchain-based systems.
✅ New solutions will provide lower transaction costs, greater transparency, and efficiency.
✅ SWIFT is transitioning to ISO 20022, which will enhance the quality and usability of financial data in international transactions.
🚀 Why is this important for cryptocurrencies?
The article indicates that these changes could particularly benefit projects such as:
• XRP (Ripple) – known for its instant, low-cost cross-border transfers.
• HBAR (Hedera) – a network focused on scalability and institutional applications.
Both projects have been building foundations for integration with the traditional financial system for years. If SWIFT indeed implements cooperation with blockchain-based solutions, it could be a breakthrough moment for the adoption of XRP and HBAR on a global scale.
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📊 Conclusions for investors
• XRP and HBAR may be among the main beneficiaries of the digital transformation of payments.
• Integration with traditional banking = greater trust and potential for value growth.
• It will be crucial to monitor SWIFT's further steps and real-world implementations.
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💡 Question to the community:
Do you think XRP and HBAR will be the first cryptos to genuinely benefit from adoption by SWIFT? 🤔
