Huma Finance x Salary Payment
In the Web3 world, payroll has always been troublesome: DAOs, remote teams, cross-border companies—paying salaries with cryptocurrency can solve settlement issues, but it doesn't address the 'cash flow expectation'. Employees often have to wait until payday to receive their money.
However, if we combine Huma's PayFi network with the payroll system, it would be completely different. Once the employment contract is confirmed, employees can generate a 'Future Cash Flow Certificate', which can be valued through Huma, allowing them to withdraw 70-90% of their salary in advance.
This not only makes employee funds more flexible but also helps DAOs or startup teams relieve short-term financial pressure. In the future, by integrating on-chain reputation and zero-knowledge proofs, we can also verify income stability while protecting privacy.
This means that the work itself will become a financeable asset, and Huma could become the 'on-chain salary finance hub'.
