$HUMA New updates today ๐ธ๐พ๐ค
(@Huma Finance ๐ฃ ) Not focusing on traditional DeFi and yield farming, but building **infrastructure for real finance on the blockchain.
โจ What's the problem with the current DeFi?
* Protocols like AAVE and Compound require large collateral (over-collateralization).
* This only benefits traders or crypto holders.
* But 99% of people who need regular loans do not benefit.
๐ How does Huma solve it?
* It uses diverse credit signals: income, payment history, business metrics, and even social signals.
* It makes loans based on real repayment capacity, not just on the crypto you have.
* Innovation: using future income flows as collateral instead of volatile assets.
๐ฏ Who does this suit?
* Self-employed individuals.
* Freelancers.
* Small businesses that have stable income but lack liquid assets.
๐ Global impact:
* In emerging markets, anyone with a mobile phone and internet can access working capital.
* No banks, no complicated paperwork, no discrimination.
๐ Summary:
Huma is opening the door to a new category of financial services:
* Transparency and efficiency of DeFi.
* With the practical benefits of traditional finance.
With the expansion of the real economy on the blockchain, protocols like Huma will become the foundation of the new global economy
#HumaFinance #Humafinance #HumaFinanceLaunch #huma @Huma Finance ๐ฃ
