In the financial field, trust is more important than any technology. And in Web3 finance, due to its decentralized nature, establishing trust has always been a challenge. Huma Finance, through its 'zero default record,' is setting a new benchmark for the entire industry. With over $4.5 billion in transaction volume and not a single default, this itself is the most powerful endorsement. This indicates that the risk control model behind Huma is rigorous, the technology is reliable, and its business model is sustainable.
The biggest revelation brought to me by this 'zero default record' is that for Web3 finance to achieve large-scale application, it must first address security and trust issues. Huma did not rush to achieve results but instead spent a lot of time refining the underlying technology and optimizing the risk control model. This philosophy of 'slow is fast' ultimately earned it market recognition. For us ecosystem builders, Huma's zero default record is a huge advantage. We can leverage this advantage to promote Huma's reliability to corporate clients and ordinary users, thereby attracting more people to join the ecosystem. Once trust is established, Huma's future development will be limitless.