In globalized commerce, the 'last mile' problem of payments is particularly prominent. When a transaction crosses continents, the inefficiencies and high costs of traditional financial systems often make this 'last mile' long and arduous. Huma Finance's PayFi model is addressing this pain point using Web3 technology. It leverages the immediacy and low-cost characteristics of blockchain to elevate the efficiency of fund flow settlement to new heights. Recent collaborations with e-commerce platforms have enabled merchants to achieve same-day settlements, which is not only an improvement in speed but also a fundamental transformation of global payment infrastructure.
Huma's success lies in its unique approach: closely integrating Web3 technology with the commercial needs of the real world. It has not remained at the conceptual level but has demonstrated through practical actions that Web3 technology can solve real-world pain points. For us, as ecosystem builders, this means we have more business application scenarios. We can develop payment solutions targeted at specific industries (such as logistics and tourism) or design financial products based on the Huma protocol, transmitting Huma's value to more users.