In the Web3 world, Solana Crypto is often seen as an 'investment target'—people focus on SOL's candlestick charts and calculate the staking yield of sSOL, but when it comes to buying grapes from the community fruit store or purchasing picture books for their children, they still need to convert Crypto to fiat first, waiting for the transaction to arrive while incurring fees. Most projects are busy competing on 'on-chain performance parameters', but Solayer focuses on 'making Crypto usable for small purchases': using the InfiniSVM hardware engine to turn 1 million+ TPS of computing power into 'instant payment at the fruit store'; with the Emerald Card, spending Crypto is not only convenient but can also earn enough for the next picture book purchase. Today, behind a TVL of 350 million and over 104,500 users, Solayer has truly transformed Solana Crypto from 'digital in the wallet' into 'practical pocket change' that can cover daily small expenses.
1. InfiniSVM: Not playing the parameter war, turning hardware computing power into 'small expense solutions'.
Traditional Layer 1s love to compare 'who has higher TPS', but Solayer's InfiniSVM has never aimed for the 'digital leaderboard' since its design inception—it aims to solve the 'small troubles' that users encounter every day: payment delays at the fruit store during rush hours, fears of delays when paying for picture books, and concerns about currency exchange losses when sending pocket money abroad. With the approach of 'hardware accelerating Layer 1', InfiniSVM transforms abstract computing power into practical capabilities that can handle small expenses:
It did not take the old path of 'software sharding for performance', but instead embedded the transaction verification module directly into FPGA chips, paired with InfiniBand (100Gbps bandwidth) and RDMA technology, and used 'multi-execution clusters' to process non-conflicting transactions in parallel—testing networks have already stably supported over 500,000 TPS, aiming for over 1 million TPS, which is 100 times the current performance of Solana. This is not just 'paper performance', but the ability to handle the morning rush at community fruit stores: after a certain community fruit store got connected, within one hour on Saturday morning, 12,000 SOL payments (ranging from $15-50 for grapes and watermelons) were confirmed within 0.8 milliseconds, twice as fast as traditional cash registers, allowing mothers to pay and immediately take their children to buy picture books without waiting for 'system loading'.
The low latency of 0.8 milliseconds can also help users 'calculate the small expenses': parents want to stake SOL for a 6.5% return, but worry about not having enough for picture book fees by the end of the month; InfiniSVM can synchronize the sSOL staking amount with Emerald Card spending records in real-time, with an AI model being able to calculate 'staking 17 sSOL could borrow $850, enough for 20 picture books + 2 weeks of fruits, with no loss in yield' within 100 milliseconds, eliminating the dilemma between 'saving money and earning interest' and 'meeting children's small needs'.
Institutions also recognize this 'practical computing power': two children’s picture book stores have used InfiniSVM to 'tokenize picture book expenses', with parents paying for picture books using sUSD, achieving price synchronization in 100 milliseconds and payment confirmation in 0.8 milliseconds, with daily sales exceeding $2.1 million. The picture book store owner said: 'Parents used to encounter payment delays when purchasing picture books online, but now with Crypto it’s instant, we can ship on the same day, and parents don’t have to check orders repeatedly, this is technology that truly helps people.'
2. Emerald Card: Making 'spending Crypto' even more convenient than 'spending pocket change', with rewards as 'little surprises'.
Many crypto payment cards only satisfy the 'can swipe' requirement, but Solayer's Emerald Card is deeply integrated with InfiniSVM, making 'spending Crypto' a task 'more worry-free and cost-effective than spending cash'—it is not an 'alternative', but the 'first choice' when buying fruits or picture books:
No need to learn blockchain operations, simply transfer SOL, sSOL, or sUSD into the Emerald Card, and it can be used at over 40 million Visa/Mastercard merchants worldwide—covering all scenarios, including buying fruits at community fruit stores, purchasing picture books at children's stores, and sending pocket money to cousins abroad. The core advantage is the 'payment-specific computing power cluster' of InfiniSVM: consumption instructions do not queue with other on-chain transactions, completing 'Crypto to fiat' settlements within 1.2 seconds, with a success rate of 99.9%, and cross-border payments are exempt from a 1.5% currency exchange fee. One parent calculated that sending $1,800 pocket money to a cousin in Singapore with the Emerald Card saved them $27 compared to bank transfers, enough to buy 15 children's picture books.
What’s more attractive is the 'little surprise' of earning while spending: for every $1 spent, 0.01 LAYER is credited in real-time, and within 10 seconds, the wallet will pop up a reminder, with no expiration date or need to accumulate points. Based on the current LAYER price ($0.55-0.62), spending $1,900 monthly can earn $10.45-11.78; if LAYER returns to its historical high of $2.55, the monthly reward could reach $48.45, enough to buy 30 picture books. The earned LAYER can also be staked for an annual yield of 8%-10%, equivalent to 'while buying fruits, also saving for the next picture book purchase'.
The benefits are also all 'small and beautiful' daily necessities: using sSOL to pay at partner fruit stores gives a discount of $6 on purchases over $30; using the card to buy picture books twice a month earns a bonus of 0.6 sSOL experience (which can earn $0.14 in 7 days); even charging an electric vehicle with SOL can earn a $LAYER reward of 0.25%. Now, 88% of activated users use it more than 5 times a month, with some saying: 'Now when I take my child to buy fruits or picture books, this card is the first to swipe, it's fast and saves money, plus I can earn a bit for buying snacks, much more convenient than carrying cash.'
3. The 'small closed loop' of computing power + consumption: Crypto is finally not a 'niche toy'.
The value of Solayer is not about InfiniSVM and Emerald Card 'fighting alone', but rather about how the two come together, creating an 'inseparable' closed loop between 'on-chain computing power' and 'daily small expenses':
The speed of InfiniSVM gives the Emerald Card the confidence of 'no lag, no delay'—there won't be frustrating situations like 'the vendor hasn't received confirmation for the fruit payment'; meanwhile, the 23,000 activated users (with an activation rate of 88%) brought by the Emerald Card ensure that InfiniSVM's computing power is 'not wasted': 60% of the LAYER earned by users will be staked, pushing the staking rate of LAYER to 65%; those who think that sSOL 'earns 6.5% yield and can buy picture books' have driven the sSOL staking TVL to $186 million; even the compliant sUSD has attracted 23% of traditional asset management funds due to 'the ability to send pocket money with stable returns', breaking the TVL of $31 million.
More importantly, it has allowed 'Crypto to enter more households': 30% of users who originally only hoarded SOL waiting for price increases have started actively staking sSOL for 'earning yield and conveniently buying picture books' after using the Emerald Card to buy fruits a few times; 40% of 'ordinary parents' who previously did not understand Crypto have gradually learned to use sSOL staking to earn money for fruits because 'buying picture books can save money'; some who previously thought 'Crypto was too complicated' now always carry the Emerald Card when going out, 'using it to buy picture books and fruits is more convenient than mobile payments, this is the 'small and beautiful' aspect Crypto should have.'
In summary: The core of Solayer is to allow Crypto to handle every small daily expense.
The most unique aspect of Solayer is that it does not treat 'hardware acceleration' and '1 million TPS' as a marketing gimmick, but has always focused on 'the small money users spend every day'—the computing power of InfiniSVM is meant to 'not delay buying fruits while taking care of children'; the convenience of the Emerald Card is for 'not wasting money on currency exchange when buying picture books'; the rewards of $LAYER are to 'save up a little surprise for the children'.
Currently, the price of $LAYER is between $0.55 and $0.62, down 75% from its historical high, but the market cap/TVL ratio (0.37-0.45) corresponding to the 350 million TVL is far below the average level of Web3 financial infrastructure (0.6-0.8), with backing from top capital like Polychain Capital and Binance Labs. Once the InfiniSVM mainnet achieves over 1 million TPS, more community fruit stores and children's picture book stores will adopt the Emerald Card, and Solayer may help more people understand that the ultimate value of Crypto is not 'how many times it can multiply', but whether it can handle the daily small expenses of buying fruits and picture books—this is Solayer's true competitiveness and the 'human touch' that the Solana ecosystem needs most.
