Many people ask what is the difference between Solayer's Emerald Card and a regular credit card. At first glance, they can both be used for transactions, but the underlying logic is completely different.
Traditional credit card settlements rely on the banking system, often taking hours to days to complete the clearing. Reward points are usually delayed, and users have to wait for the billing cycle. In contrast, Solayer's Emerald Card ensures real-time on-chain settlements through the InfiniSVM architecture. User transactions are confirmed almost immediately after spending, which is especially significant in cross-border payments.
The reward mechanism is also a major difference. Emerald Rewards introduces an on-chain incentive mechanism into the payment process, allowing users to earn rewards at the moment of spending. This instant feedback is more intuitive and flexible than traditional points.
Furthermore, on-chain payments also have the advantages of transparency and traceability. Every transaction can be recorded on-chain, avoiding opaque operations, and facilitating reconciliations for both users and institutions.
Therefore, the Emerald Card is not just 'another card,' but a brand new payment experience that combines blockchain performance with incentives. It not only changes the speed of payments but also redefines the reward model.
