In the field of Web3 financial infrastructure, the common predicament of 'performance not meeting demand, applications cannot escape speculation' exists — although Solana has ecological potential, it is hard to truly realize on-chain finance in daily life. Solayer focuses on 'reconstruction' as its core, breaking the performance ceiling with the InfiniSVM hardware engine, using the Emerald Card to disrupt the logic of crypto consumption, achieving a technical breakthrough of 1 million+ TPS, transitioning crypto from 'on-chain transactions' to 'global consumption,' and providing solid data with $350 million TVL and over 104,500 users to build a new financial paradigm for the Solana ecosystem that is 'performance-capable, consumption-practical, and reward-perceptible.'
1. InfiniSVM: Reconstructing the performance foundation of on-chain finance, hardware acceleration breaks through three major bottlenecks.
Traditional Layer 1 often falls into the dilemma of 'software optimization hitting the ceiling,' while Solayer's InfiniSVM, with its pioneering positioning of 'hardware accelerating Layer 1,' reconstructs performance logic from the ground up to clear obstacles for on-chain finance:
• Breaking through the throughput bottleneck: Unlike the marginal losses of software sharding, InfiniSVM relies on InfiniBand (100Gbps bandwidth) and RDMA technology to offload the transaction verification module to FPGA chips, paired with 'multiple execution clusters' to process non-conflicting transactions in parallel — the test network has already stably achieved 500,000+ TPS, targeting 1 million+ TPS, a 100-fold increase over Solana's current 10,000 TPS, completely solving the computational power shortage problem for high-frequency trading and large-scale clearing.
• Breaking the shackles of latency: Measured transaction delay reduced to 0.8 milliseconds, a thousand times faster than Solana's mainnet (1-3 seconds), which is significant for on-chain finance: a certain quantitative institution used it to execute cross-chain arbitrage, extending the market capture window from 10 seconds to 500 milliseconds, with the success rate of arbitrage rising from 60% to 98%, yielding 20% higher returns than centralized exchanges;
• Activating institutional-level scenarios: The stability (99.99% transaction delay <5 milliseconds) and compatibility of the hardware architecture (seamless integration with SVM ecosystem) precisely meet institutions' demand for 'predictability' — three traditional asset management institutions have tested RWA high-frequency trading with InfiniSVM, reducing the price update delay of gold tokenized assets to 100 milliseconds, with a data error rate of <0.01%, providing technical confidence for institutional entry; it further supports AI + DeFi risk control: AI models rely on low-latency real-time capture of user sSOL staking and sUSD consumption data, generating credit scores within 100 milliseconds, allowing users with scores above 700 to enjoy a 1.2 times collateral ratio, breaking the industry's convention of 'over-collateralization.'
2. Emerald Card: Reconstructing the crypto consumption experience, hardware integration realizes 'earn while you spend'
Most crypto payment cards can only be 'swiped' but struggle to solve the pain points of 'slow settlement and virtual rewards.' Solayer's Emerald Card, however, is deeply integrated with InfiniSVM, reconstructing the entire link from consumption to rewards:
• Global consumption seamlessly connected: No need to exchange fiat currency, users can transfer SOL, sSOL, or sUSD to the card and spend at over 40 million Visa/Mastercard merchants worldwide — whether swiping a physical card offline or binding to Apple Pay online, the core support comes from InfiniSVM's hardware-level settlement: consumption instructions are directly routed to a 'payment-specific cluster,' avoiding on-chain transaction queues, with an average settlement time of 1.2 seconds and a success rate of 99.9%, far exceeding the industry average of 85%; during cross-border consumption, InfiniSVM updates the exchange rate 100 times per second, with a margin of error of <0.01%, preventing users from suffering losses due to exchange rate fluctuations;
• Real-time synchronization of consumption and rewards: Unlike traditional credit cards where 'points redemption is difficult,' the Emerald Card's reward mechanism is directly implemented on-chain — for every $1 spent, users receive 0.01 LAYER, with rewards automatically transferred to the Solayer wallet within 10 seconds after the transaction, with no expiration date or redemption threshold. Based on the current LAYER price ($0.55-0.62), a user with a monthly expenditure of $1500 can earn an additional $9-12 worth of tokens each month; if LAYER returns to its historical high of $2.55, monthly rewards could reach $38. More importantly, 'rewards appreciate': the returned LAYER can be staked directly, enjoying an annual yield of 8%-10%, forming a closed loop of 'spending earns tokens → staking appreciates.'
This experience of 'seamless consumption + instant rewards' has led to an 88% activation rate for the Emerald Card, with 70% of users spending more than 5 times a month, including 30% being 'new users' who are using crypto payments for the first time — they start with 'consumption' and gradually engage in sSOL staking and DeFi mining, becoming long-term participants in the Solana ecosystem.
3. Collaborative Reconstruction: A closed loop from performance to consumption, activating a new financial ecosystem for Solana.
Solayer's reconstruction value goes beyond a single technology or product, but rather lies in the synergy between InfiniSVM and the Emerald Card, forming a positive cycle of 'performance supports applications, applications feed back to the ecosystem':
The high throughput of InfiniSVM allows the large-scale consumption data of the Emerald Card to be put on-chain in real time, providing a data foundation for subsequent AI risk control and credit system establishment; the massive user base brought by the Emerald Card also supports the high-value scenarios of InfiniSVM (such as high-frequency consumption clearing and RWA payments) — for example, users purchasing RWA tokens with the Emerald Card, where transaction instructions are quickly settled by InfiniSVM, simultaneously triggering sUSD's yield calculation, forming a full-link synergy of 'consumption → transaction → yield.'
This synergy is already reflected in the ecological data: sSOL, as the core asset connecting performance and consumption, has a re-staked TVL of $186 million, and users staking SOL can receive liquid tokens, enjoying a basic APY of 6.5% along with additional DeFi earnings; compliant stablecoin sUSD, backed by U.S. Treasury bonds, attracts 23% of institutional funds with a 4% APY, with TVL exceeding $31 million. Under the interaction of the three, Solayer is not only a technology breakthrough but also becomes a key bridge in the Solana ecosystem for 'on-chain finance → daily consumption.'
Summary: The value of reconstruction is highlighted, and the potential in the value gap awaits realization.
Solayer's core competitiveness lies in that it is not just a simple 'performance enhancer' or 'payment tool developer,' but a 'financial infrastructure reconstructer' of the Solana ecosystem — InfiniSVM reconstructs the performance foundation, allowing on-chain finance to support high-frequency, large-scale, institutional-level demands; the Emerald Card reconstructs the consumption experience, enabling crypto to enter global daily life; the synergy between the two reconstructs the ecological logic, achieving a closed loop of 'technology - application - users.'
Currently, the $LAYER price is in the range of $0.55-$0.62, down 75% from the historical high of $2.55, but the ecosystem's TVL has reached $350 million, with a market cap/TVL ratio (0.37-0.45) far below the average level of Web3 financial infrastructure (0.6-0.8), and has backing from top-tier capital like Polychain Capital and Binance Labs. As InfiniSVM’s mainnet achieves 1 million+ TPS and more institutions and merchants come on board, Solayer's reconstructed 'new paradigm of on-chain finance' will further take shape, and its current value gap may gradually realize long-term potential as the ecosystem takes root.
