In traditional finance, credit often relies on assets or collateral, which prevents many income earners without assets from accessing financial services. However, #Humafinance generates on-chain credit based on income itself, fundamentally changing this logic.

@Huma Finance 🟣 Finance 🟣 utilizes smart contracts to map data such as salaries, invoices, and contracts into available credit limits, allowing freelancers, small businesses, and even startup teams to participate in on-chain finance. This model not only lowers the barriers to entry but also enhances the inclusivity of finance.

What’s more interesting is that this credit system is dynamic, allowing limits and risks to be adjusted in real-time as income changes. The design of #Humafinance makes the entire ecosystem more robust, while $HUMA A also becomes the core tool supporting the credit cycle.