The Speed Revolution of Cross-Border Payments - Balancing Compliance and Efficiency
Cross-border payments have always faced a dilemma: either fast but lacking regulatory support, or compliant but slow. @Huma Finance 🟣 has broken this traditional paradox with the PayFi network, achieving a new experience of same-day settlement while ensuring fund safety and compliance.
For payment institutions, compliance is a necessity for entering the market. Huma has incorporated the HUMA Institutional channel into its architecture, requiring strict KYC/KYB verification for institutional users, ensuring that all fund flows operate within the regulatory framework. This allows compliant entities such as banks and payment companies to confidently access the network.
But speed is equally critical. Huma has addressed the time bottleneck of traditional clearing through an immediate borrowing and repaying liquidity mechanism and partnerships with clearing partners like Arf and Geoswift, enabling funds to flow on-chain and achieve arrivals in just a few hours or even faster through automation and parallel processing.
This model benefits both merchants and payment companies: merchants shorten their cash flow cycles, while institutions reduce capital occupation and risk exposure. More importantly, the entire process complies with international regulatory requirements, enhancing trust among users and partners.
Cross-border payments are not just a technical issue; they are also a matter of market demand. The “speed + compliance” combination provided by Huma through the PayFi network may become the standard configuration for future payment infrastructure.
