@Huma Finance 🟣 pioneering PayFi (Payment Finance) network, is redefining global payments—and its native token, $HUMA plays a central role in this transformation. With a capped supply of 10 billion tokens and an initial circulation of approximately 17.33%, HUMA is engineered to align long-term incentives across its ecosystem
At its core, HUMA serves as both a governance and utility token. Holders can stake and earn voting power proportional to the duration of their commitment, empowering them to shape protocol parameters, reward strategies, and development trajectories . It also fuels incentive structures—rewarding liquidity providers, ecosystem partners, and active community members via staking multipliers, airdrops, and ecosystem rewards
@Huma Finance 🟣 dual‑architecture model—**permissionless** (Huma 2.0) and institutional—caters to both retail and professional investors. Huma 2.0, launched in April 2025 on Solana, offers two modes:
🔹 Classic Mode :- Delivers stable, double‑digit USDC yield (adjusted monthly) plus Huma “Feathers.”
🔹 Maxi Mode :- Sacrifices direct USDC returns for up to 5× Feather rewards
🔹 Key to its DeFi composability is the PayFi Strategy Token (PST)—a yield-bearing LP token that enables integration with premier Solana protocols like Jupiter, Kamino, and Rates .
The value proposition of \$HUMA is grounded in real‑world yield, generated through payment financing fees—rather than token inflation or speculative incentives. Huma’s PayFi model delivers tangible returns anchored in economic activity, aiming for stable yield across market cycles .
In summary, \$HUMA is more than just a token—it’s the backbone of a rapidly scaling PayFi ecosystem, empowering users with governance, real‑yield rewards, and composability. Through $HUMA, Huma Finance bridges institutional-grade payment infrastructure with decentralized innovation, inviting everyone to partake in a new era of financial inclusion.
