Although fixed income is very tempting, beginners can easily overlook several pitfalls: First is interest rate fluctuations; during a market crash, the annualized rate can drop from 15% to 8%. Secondly, there is the risk of smart contracts; although they have been audited, they are not as secure as a bank vault. There was a time I urgently needed money and redeemed early, and the fees were painful. I suggest beginners start with small amounts to test the waters, and once they are familiar, they can increase their positions. Recently, their governance token TREE has been performing well, but its volatility is much greater than that of stablecoins, so don’t treat fixed income products like speculative trading! Has anyone experienced pitfalls and wants to share their tips to avoid them? @Treehouse Official #Treehouse $TREE