August 24, 2025 — The decentralized finance (DeFi) protocol Huma Finance officially launched the Huma 2.0 version today, deeply optimized based on the Solana network, focusing on cross-border payments and yield lending, aiming to create a global efficient financial infrastructure.
High-yield staking pool: Annualized 18% APY, fund scale exceeds $230 million
One of the core features of Huma 2.0 is the high-yield stablecoin staking pool, where users can deposit stablecoins like USDC and USDT to enjoy an annualized return of 18%. Currently, the fund scale of this pool has exceeded $230 million, making it one of the most attractive yield products in the Solana ecosystem. Huma Finance CEO Michael Anderson stated: "Our goal is to enable global users to easily obtain high yields while enjoying fast and low-cost cross-border payment services. The staking pool of Huma 2.0 not only offers high returns but also ensures fund safety through smart contracts."
Cross-border payment revolution: Solana enables second-level transfers, supports real-time exchange rates
Traditional cross-border payments typically take 3-5 days to complete, while Huma 2.0 leverages the Solana network's high throughput (65,000 TPS) to shorten transaction times to seconds and supports real-time exchange rate conversion, significantly reducing user costs. Currently, Huma has partnered with Visa to integrate with the banking clearing systems of 12 Southeast Asian countries, with a projected cross-border transaction volume of $4.7 billion in Q1 2025, and plans to expand into European and Latin American markets in the future.
Airdrop plan launched: 50 million HUMA tokens reward for early users
To incentivize ecosystem development, Huma Finance has launched the "Global Payment Pioneer Program," airdropping 50 million HUMA tokens (accounting for 5% of total supply) to early users. So far, over 800,000 addresses have participated in the event, with market enthusiasm continuing to rise.
Market reaction: HUMA token trading volume surges
Due to the launch of Huma 2.0, the trading volume of HUMA tokens has significantly increased recently, with a 24-hour trading volume exceeding $120 million. Analysts believe that with the expansion of cross-border payment services and staking yields attracting more capital inflow, HUMA may experience a new round of price increases.
Future outlook: Exploration of RWA and privacy payments
The Huma Finance team revealed that the next step will focus on the tokenization of real-world assets (RWA) and the research of zero-knowledge proof (ZKP) technology to enhance privacy payment features. Additionally, the team is negotiating partnerships with several central bank digital currency (CBDC) projects to further expand the global payment network.
