#HumaFinance @Huma Finance 🟣 Huma Finance ($HUMA) is the first decentralized Payment Finance (PayFi) protocol, designed to bring real-world financial flows such as salaries, invoices, and cross-border remittances into the world of decentralized finance (DeFi). Unlike traditional lending platforms, Huma focuses on tokenizing future cash flows and using them as on-chain collateral, making credit more accessible and payments more efficient.
The protocol operates through two models: Huma Institutional, a permissioned service tailored for regulated institutions, and Huma 2.0, a permissionless retail platform launched on Solana that allows users to provide liquidity without KYC. Since its inception, Huma has processed over $5 billion in payment volume and originated nearly $2.3 billion in credits, demonstrating strong adoption across global markets.
At the center of this ecosystem is the $HUMA token, which powers governance, incentives, and long-term sustainability. Holders can stake tokens to participate in decision-making, while liquidity providers and partners are rewarded through ecosystem incentives. A key feature is the deflationary mechanism, where up to 50% of borrower fees are used to buy back and burn tokens, steadily reducing supply. With a capped maximum supply of 10 billion tokens, $HUMA is structured for controlled distribution, including allocations for community airdrops, ecosystem growth, investors, and the treasury.
Backed by leading organizations like Solana Foundation, Circle, Stellar, and Galaxy Digital, Huma Finance continues to expand strategically, targeting Asian markets and preparing for decentralized governance. With its innovative PayFi model, Huma aims to reach $10 billion in volume by 2025, positioning itself as a transformative force in bridging traditional finance and DeFi.
The protocol operates through two models: Huma Institutional, a permissioned service tailored for regulated institutions, and Huma 2.0, a permissionless retail platform launched on Solana that allows users to provide liquidity without KYC. Since its inception, Huma has processed over $5 billion in payment volume and originated nearly $2.3 billion in credits, demonstrating strong adoption across global markets.
At the center of this ecosystem is the $HUMA token, which powers governance, incentives, and long-term sustainability. Holders can stake tokens to participate in decision-making, while liquidity providers and partners are rewarded through ecosystem incentives. A key feature is the deflationary mechanism, where up to 50% of borrower fees are used to buy back and burn tokens, steadily reducing supply. With a capped maximum supply of 10 billion tokens, $HUMA is structured for controlled distribution, including allocations for community airdrops, ecosystem growth, investors, and the treasury.
Backed by leading organizations like Solana Foundation, Circle, Stellar, and Galaxy Digital, Huma Finance continues to expand strategically, targeting Asian markets and preparing for decentralized governance. With its innovative PayFi model, Huma aims to reach $10 billion in volume by 2025, positioning itself as a transformative force in bridging traditional finance and DeFi.
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