Huma Finance ($HUMA): Real World Credit Meets DeFi
Cause: Traditional finance inadequately serves freelancers, gig workers, and small businesses in terms of credit. The provision of loans requiring high collateral hinders a large segment of the global economy.
Effect: Huma Finance addresses this with protocols for income-backed credit. By tokenizing cash flows and allowing loans with low collateral, $HUMA bridges real-world income streams with on-chain liquidity. The result? A growing credit pathway that transcends collateralized DeFi boundaries.