Huma

@Huma Finance 🟣 is creating something new in crypto called PayFi, and it’s very exciting. Most lending platforms today ask for big collateral in crypto before you can borrow. Huma Finance does things differently. It lets people borrow money based on future income, like salaries, invoices, or even remittances.
This means you don’t need to lock up your crypto to get a loan. Instead, the system checks your cash flow and uses a smart Time-Value-of-Money model to decide how much you can borrow. Usually, users can access 70–90% of their upcoming income quickly and safely using smart contracts.
Why is this big? Because it brings real-world income into the blockchain world. It makes finance more practical and open for everyone, not just for big holders of crypto.
$HUMA is not just a token; it’s part of a system that could make uncollateralized lending mainstream. This is why I’m keeping an eye on it!$HUMA