In the Web3 ecosystem, "on-chain technology" and "offline scenarios" are often in a state of disconnection—most projects focus on on-chain performance optimization but struggle to integrate technology into users' daily lives; others emphasize offline payments but are limited by underlying performance bottlenecks. Solayer centers around "two-way empowerment between on and off-chain," breaking through the on-chain performance ceiling with InfiniSVM, activating on-chain asset vitality with sSOL+sUSD, and leveraging the Emerald Card to bridge offline consumption scenarios. This not only builds a solid ecosystem with $350 million TVL and over 104,500 users but also transforms the technical advantages of the Solana ecosystem into daily value that users can perceive.
1. Breaking the Bottleneck on Chain: InfiniSVM turns high-value scenarios from "concept" into "reality."
Currently, Solana's performance of 10,000 TPS can support basic transfers and DeFi operations, but it struggles to accommodate high-value scenarios requiring "high-frequency interaction and low-latency response"—such as real-time item trading in Web3 games and millisecond-level settlement of cross-chain assets. The implementation of these scenarios is precisely where the core value of Solayer InfiniSVM lies. It does not merely pursue "TPS numbers" but instead uses hardware acceleration to 'clear obstacles' for on-chain scenarios:
Relying on InfiniBand (100Gbps bandwidth) and RDMA technology, InfiniSVM offloads core modules such as transaction verification and data transmission to FPGA programmable chips, compressing measured transaction latency to 0.8 milliseconds, a thousand times better than Solana's mainnet; it also allocates dedicated computing power for different scenarios through a 'multi-execution cluster' architecture—using 'low-latency clusters' to ensure 100,000 players can trade items simultaneously with 'second confirmations and zero failures' in gaming scenarios, and 'high-concurrency clusters' to handle tens of thousands of clearing requests in cross-chain scenarios, avoiding lag caused by competitive resource contention.
This performance breakthrough has been implemented in real scenarios: after testing access by a leading Solana game studio, the success rate of item transactions increased from 82% to 99.8%, and the churn rate caused by "transaction failures" decreased by 35%. Three cross-chain clearing institutions processed cross-chain settlements of SOL and USDT through InfiniSVM, reducing clearing response time from 2 seconds to 0.3 seconds, and bad debt rates dropped by 92%, with transaction fees decreasing from 0.5% to 0.1%. The value of InfiniSVM lies in its ability to turn Solana's on-chain scenarios from "white paper concepts" into scalable real applications.
2. Asset Activation: sSOL+sUSD allows on-chain funds to transition from "dormant" to "liquid."
The Solana ecosystem has long been home to two types of 'dormant on-chain funds': first, 700 million SOL that lost liquidity after being staked; second, low-risk funds from traditional institutions that are hesitant to enter due to 'compliance concerns.' Solayer constructs an 'asset activation closed loop' with sSOL+sUSD, allowing both types of funds to not only 'become liquid' but also 'appreciate in value.'
For retail staking assets, sSOL achieves 'value release for locked assets'—users can stake SOL or mSOL, stSOL, and receive sSOL pegged 1:1, retaining 6.5% base staking rewards while also providing liquidity on AMMs such as Jupiter (currently, the sSOL/USDC liquidity pool size is $52 million, with annualized returns of 8%-10%) or using protocols like Solend for collateralized lending, thoroughly resolving the pain point of 'staking equals locking.'
For institutions with low-risk funds, sUSD provides a "compliant entry safe channel"—100% backed by US short-term treasury bonds, with an annualized yield of 4% far exceeding traditional money market funds (0.2%-0.5%). Users can query treasury bond holdings and third-party audit reports in real-time, eliminating the risk of "algorithmic explosions." As of August 2025, sUSD's TVL reached $31 million, with 23% coming from traditional asset management institutions. These funds participate in DeFi mining through sUSD and further convert into $LAYER staking assets, injecting long-term growth into the on-chain ecosystem.
The linkage between the two types of assets further enables on-chain funds to form a 'circular appreciation': users use sSOL as collateral to borrow sUSD for consumption, with the $LAYER earned from consumption being staked for enhanced returns. The funds circulate within the ecosystem, appreciating each time, achieving a utilization rate three times higher than traditional models.
3. Scenario Deepening: The Emerald Card brings crypto from "on-chain" to "everyday life."
One of the major pain points in Web3 is that 'users only trade on-chain, not in daily use.' Solayer's Emerald Card, with its 'no-threshold experience + instant incentives,' transforms crypto from an 'niche tool' on-chain into an 'everyday item' offline.
It first lowers user barriers with a 'smooth experience'—users transfer SOL, sSOL, or sUSD into the Emerald Card to spend at over 40 million Visa/Mastercard merchants worldwide, without needing to learn blockchain operations: InfiniSVM completes the exchange and settlement of 'crypto to local currency' in real-time, averaging 1.2 seconds with a success rate of 99.9%. During cross-border spending, the exchange rate updates 100 times per second, with an error rate of <0.01%, preventing users from losing out due to exchange rate fluctuations.
Furthermore, 'instant incentives' enhance user stickiness—every dollar spent earns 0.01 LAYER, with rewards automatically transferred to the Solayer wallet within 10 seconds after the transaction is completed, with no expiration or exchange threshold. Based on the current LAYER price ($0.55-0.62), a user with an average monthly expenditure of $1500 can earn an additional token equivalent of $9-12 per month; if LAYER returns to its historical high of $2.55, monthly rewards could reach $38.
This design of being 'easy to use and profitable' has led to an activation rate of 88% for the Emerald Card, with 70% of users spending more than 5 times a month. More crucially, it promotes 'user conversion'—30% of new users who first use crypto payments become further involved in sSOL staking or DeFi mining after familiarizing themselves with the ecosystem through the card, achieving a leap from offline users to on-chain contributors.
Summary: Two-way empowerment demonstrates value, with potential gaps waiting to be released.
The core competitiveness of Solayer lies in the fact that it is not an isolated on-chain project or an offline tool, but rather a key link for the "two-way empowerment of on-chain and off-chain" in the Solana ecosystem—InfiniSVM breaks the performance bottleneck for on-chain scenarios, sSOL+sUSD activates dormant on-chain funds, and the Emerald Card brings on-chain value into daily life. The three interact to form a positive cycle of "on-chain technology supporting off-chain scenarios, and off-chain scenarios feeding back into the on-chain ecosystem."
Currently, the price of $LAYER is in the range of $0.55-$0.62, down 75% from its historical peak of $2.55. However, the ecosystem's TVL has reached $350 million, with a market cap/TVL ratio (0.37-0.45) significantly lower than the average level for Web3 infrastructure (0.6-0.8), and backed by top-tier capital such as Polychain Capital and Binance Labs. As InfiniSVM's mainnet achieves over 1 million TPS and cross-chain expansion to the Ethereum ecosystem, the 'two-way empowerment value' of Solayer will be further amplified, and its current valuation gap may gradually be realized with the synergy effects of the ecosystem.
