Huma Finance: Redefining On-Chain Credit with PayFi
@Huma Finance 🟣 is breaking boundaries with the first PayFi network, transforming how credit works in Web3. Instead of borrowing against crypto collateral, users can now leverage real-world income streams like salaries, invoices, and remittances. Powered by the Time-Value-of-Money (TVM) model, Huma analyzes future cashflows to offer instant liquidity—unlocking 70–90% of expected revenue via secure smart contracts.
This isn’t just lending—it’s a revolution in uncollateralized finance, bridging payments and credit on-chain while opening new doors for global financial inclusion.
