GUYS
Depositing on Binance in 2025 is considered relatively safe thanks to advanced security measures like the SAFU fund (a $1 billion insurance pool), Proof of Reserves showing full backing of user assets, and mandatory 2FA. However, there are still risks from account hacking, phishing, and Binance’s centralized custody—as users must trust Binance not to face a security breach or operational hiccup (like temporary deposit/withdrawal halts). So, keeping only trading funds on Binance while storing the rest in cold wallets is a smart approach to minimize risk. 🔐✨
When it comes to how much depositing on Binance is "safe," there isn’t a strict dollar limit tied to safety, but security-wise:
⦁ Binance offers insurance via their SAFU fund (over $1B) to cover losses from hacks.
⦁ Your daily transaction limits depend on your VIP level, with regular users capped around $8 million daily on Binance Pay, though on-chain transfers to DeFi wallets have a $100,000/day limit.
⦁ To be safest, it’s smart to only keep amounts on Binance that you actively want to trade with, rather than huge sums. Long-term holdings are best kept in your own cold wallets.
⦁ Enabling all security features (2FA, withdrawal whitelist, anti-phishing code, etc.) hugely reduces risk for any deposit size.
So basically, it's less about a "safe deposit amount" and more about your security hygiene and not leaving large idle funds on the exchange. Keep daily deposits within your regular trading needs and use Binance’s security tools to stay secure! 🔒