ChatGPT-5 named the timelines when XRP could surpass Ethereum
💥 Can Ripple (XRP) dethrone Ethereum (ETH) from the second place in the cryptocurrency ranking?
Today Ethereum confidently holds the lead after Bitcoin, while XRP occupies the third position. However, the Ripple community continues to hope that in the future, their coin will achieve the so-called 'flipping' — surpassing Ethereum in market capitalization.
The BeInCrypto editorial team consulted ChatGPT-5 to find out how realistic such prospects are.
Flipping scenarios according to ChatGPT-5
🔹 Short-term (2025–2026): probability < 5%
Condition: Ripple wins against the SEC + launch of a spot ETF in the USA.
Possible outcome: XRP price ×3, ETH — stagnation.
However, the probability of this scenario is extremely low.
🔹 Medium-term (2027–2029): probability 15–20%
Regulatory clarity and integration of XRP into cross-border payment systems.
Participation in CBDC and banking corridors.
At an XRP price of ~$12 (market cap ~$700 billion) and ETH ~$20,000 (market cap ~$2.4 trillion), the gap will narrow, but surpassing ETH will only be possible if it falls behind.
🔹 Long-term (after 2030): probability 25–30%
Ripple is becoming part of the global financial infrastructure.
XRP is used in settlements, CBDC, and the transfer of tokenized assets.
The first 'realistic window' for surpassing ETH may open between 2028 and 2030 under the condition:
unconditional victory in courts,
mass adoption in the banking sector,
launch of XRP-ETF with institutional inflows,
slowing growth of Ethereum.
Key price levels
If ETH stops at $5,000 and XRP rises above $12, 'flipping' will become a reality.
But if ETH reaches $25,000, XRP will need to exceed $50 — a level that seems extremely ambitious given its current supply volume.
Why Ethereum is still ahead
Despite the growth of XRP and community support, Ethereum maintains a significant advantage due to:
dominance in DeFi,
dominance in NFTs,
active institutional adoption,
a strong developer ecosystem.
⚠️ Important: ChatGPT-5 forecasts are not financial advice, but rather an analytical scenario based on publicly available data. The future of the crypto market depends on many unpredictable factors: regulations, macroeconomics, and technological progress.
🔥 Summary: XRP can indeed approach Ethereum, but surpassing it will only be possible in the long term — and only with a combination of several favorable conditions.
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