The XRP community often speculates about a strong price surge, with predictions ranging from $100 to even $1,000 per token. Although such predictions are very appealing to investors, critics argue that this valuation is unrealistic, and even if it occurs, only a few people will become wealthy, contrary to the general assumption.

According to market commentator 24hrsCrypto, this assumption is misleading. In a recent broadcast, he analyzed the list of the wealthiest XRP holders to point out that only a few new holders could benefit from a significant price surge.

XRP Wallet Data Shows Uneven Distribution

24hrsCrypto emphasizes that there are currently over 3 million wallets holding between 0 and 20 XRP. These accounts are what he calls "the remaining balances" and often reflect small balances on exchanges or test wallets. The average amount of XRP in each wallet is about 8 XRP, equivalent to under $25 today.

The second group consists of 2.5 million wallets, holding between 20 and 500 XRP. In total, these accounts own over 210 million tokens and have an average balance of 83 XRP, equivalent to about $240.

In total, these two categories account for 81% of the total XRP wallets. Their total tokens are nearly 234 million, but their average balances are unlikely to make them wealthy even at an XRP price of $1,000.

Additionally, 24hrsCrypto points out that higher wallet values are merely a deception. Most people split their assets into multiple accounts, thus the number of wallets often overestimates the number of wealthy investors. As a result, very few people in the world have enough XRP to receive meaningful rewards.

Ripple's Greater Ambition Provides Context

Although the analysis of the XRP rich list shows limited asset potential for most people, Ripple continues to pursue a broader vision. Ripple's executives describe their mission as building the "Internet of Value," a financial network designed to change how money flows globally.

They compare this stage to how Amazon initially focused on books and then grew into a trillion-dollar powerhouse. The financial system today has invested trillions of dollars into it, and Ripple believes that their technology has the potential to compete with systems like SWIFT.

Analyst Still Believes in Price Growth

Although emphasizing that few people can become wealthy, 24hrsCrypto still expresses confidence in the future of XRP. He predicts that this token will reach $100 and could rise to $2,000 or even $3,000.

He argues that the calculations behind the distribution demonstrate that creating a mass of billionaires is impossible, but a small group of well-positioned asset holders could witness life-changing gains if those predictions come true.

The XRP rich list shows that asset allocation in the ecosystem is skewed towards a small number of investors. According to 24hrsCrypto, although XRP may achieve a high valuation, only a few holders have enough tokens to benefit on a transformative scale.